Cash Credit


  •  To meet working capital requirement in any gainful Business/Industrial activity.
  •  To take over cash credit facility (regular a/c) availed for such purpose from another Bank.

Who are eligible

Individual/Firms and companies engaged in gainful Business /Industrial activity in the area of operation of the Bank.

Credit Limit

Based on the requirement in business activity/turn over etc. the need based W/C limit will be assessed.

Principal Security : Hypothecation of stocks and trade debts.

Collateral Security : Mortgage of property


on stocks 20%

on trade Debtors 40% (Debtors more than 90 day old not financed)


Cash Credit limit will be sanctioned for 12 months period and before expiry of 12 months period borrower should get the limit renewed.